Factual Data By Cbc Login (2024)

FAQs

Is Factual Data a legit company? ›

Factual Data provides credit information from Consumer Reporting Agencies (CRAs) to its clients, which are primarily banks, mortgage companies and other lending institutions that have a permissible purposed under the Fair Credit Reporting Act to obtain credit information for lending purposes.

Founded in 1948 as the Credit Bureau of Columbus, Factual Data^® is a trusted provider of consumer credit and verification services vital to the mortgage lending community and their consumers.

We do not sell the personal information of consumers to third parties for their marketing purposes, except as otherwise permitted under the federal Fair Credit Reporting Act for prescreening purposes.

Factual Data is a company that offers consumer credit and verification services to the mortgage lending industry. If you see Factual Data on your credit reports, it's likely because the company performed a credit check on behalf of a mortgage lender.

Proprietary Credit Reporting Platform – In addition to having a direct connection to Fannie Mae^® and Freddie Mac^®, Factual Data owns and operates our technology platform, enabling us to be nimble and responsive.

Factual Data does not sell your information to any third party for marketing purposes. Are trigger lead programs permitted under the FCRA? Yes, trigger leads are a type of prescreened consumer report under the FCRA.

We provide credit information from consumer reporting agencies to our customers that have a permissible purpose under the federal Fair Credit Reporting Act (FCRA) to obtain this information. We are a reseller of consumer reports.

Kroll Factual Data was acquired by Kroll for $115M on Aug 21, 2003 .

We collect the categories of personal information and sensitive personal information about you as identified in the chart below. As further set forth in the chart below, in the past 12 months, we have disclosed and sold your personal information to third parties for business or commercial purposes.

Get Updated Reports Fast

With Factual Data, a Rescore is typically completed in just 3-5 business days.

How do I remove false information from my credit report? ›

If you discover errors on your credit report, gather any supporting documents and include them with a letter disputing the error. Then send it to: The credit reporting agency whose report you are disputing. The company that provided the incorrect information.

A soft credit inquiry, also called a soft credit check or soft pull, is usually done by you or another authorized person, like an employer. Soft credit inquiries don't affect your credit score because you're not actually applying for credit, and these types of inquiries don't necessarily require your permission.

Factual Data is credit reporting agency that provides merged credit reports for the mortgage lending industry.

AnnualCreditReport.com is the only official site explicitly directed by Federal law to provide them.

Factual Data's main headquarters is located at PO Box 16288 Pittsburgh, PA 15220 US. The company has employees across 3 continents, including North AmericaEuropeAsia.